Financial Examiners

Financial Examiners score 50 out of 100, which is elevated exposure to AI. That ranks #214 of 923 US occupations, where #1 is the most exposed. Of the 17 tasks in this job, AI could speed up 1 on its own and 15 more with extra software built on top of it. In April–May 2026, 5 of these tasks showed up in real conversations with Claude, Anthropic's AI assistant.

50/ 100

Elevated

Rank: #214of 923 jobs
US workers: 67,830BLS, May 2025
Median pay: $94,160a year
In real AI use: 5 of 17tasks, April–May 2026

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Task by task

Each task this job involves, as listed by O*NET, rated on whether a large language model like GPT-4 could cut the time it takes by at least half at the same quality. Tasks marked Seen in real AI use appeared in conversations with Claude in April–May 2026 (Anthropic Economic Index).

AI can speed this up on its own: 1 (6%)
AI can speed this up with extra software: 15 (88%)
Little or no AI speed-up: 1 (6%)

Train other examiners in the financial examination process.AI can speed this up on its own · core task
Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.AI can speed this up with extra software · core task · Seen in real AI use
Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.AI can speed this up with extra software · core task · Seen in real AI use
Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.AI can speed this up with extra software · core task
Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.AI can speed this up with extra software · core task · Seen in real AI use
Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.AI can speed this up with extra software · core task
Plan, supervise, and review work of assigned subordinates.AI can speed this up with extra software · core task
Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.AI can speed this up with extra software · core task · Seen in real AI use
Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.AI can speed this up with extra software · core task
Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.AI can speed this up with extra software · core task
Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact.AI can speed this up with extra software · core task · Seen in real AI use
Provide regulatory compliance training to employees.AI can speed this up with extra software · core task
Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.AI can speed this up with extra software · core task
Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.AI can speed this up with extra software · core task
Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.AI can speed this up with extra software · core task
Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases.AI can speed this up with extra software · supplemental task
Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.Little or no AI speed-up · core task

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Questions about financial examiners and AI

Will AI replace financial examiners?

Not entirely. Parts of the job are likely to change as AI takes over routine tasks. Financial Examiners score 50 out of 100 (elevated exposure), #214 of 923 US jobs. AI could speed up 16 of the job's 17 tasks, 1 of them on its own, while 1 see little or no speed-up. Exposure means the work is likely to change, not that the job will disappear.

Which financial examiners tasks can AI do?

The most exposed tasks include "Train other examiners in the financial examination process".

Which financial examiners tasks are hardest for AI?

Tasks with little or no AI speed-up include "Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings".

Are people already using AI for this work?

Yes. In April–May 2026, 5 of the 17 tasks showed up in real conversations with Claude, according to the Anthropic Economic Index.

How many people work as financial examiners, and what do they earn?

About 67,830 people in the US, with median pay of $94,160 a year (BLS, May 2025).

How to read this score. Exposure measures how much of the work AI could speed up, not whether the job will disappear. A highly exposed job can change shape, with people spending less time on routine tasks and more on the rest. The score counts tasks AI can speed up on its own in full, and tasks that need extra software at half weight.

The ratings come from published research based on GPT-4 (2023). To show what's happening now, each task is also checked against the latest Anthropic Economic Index, which records which tasks people actually use AI for. That data is refreshed automatically when Anthropic publishes a new release. Read the full method.