AI exposure score

Insurance Sales Agents

Insurance Sales Agents score 58 out of 100, which is elevated exposure to AI. That ranks #109 of 923 US occupations, where #1 is the most exposed. Of the 19 tasks in this job, AI could speed up 3 on its own and 16 more with extra software built on top of it. In April–May 2026, 5 of these tasks showed up in real conversations with Claude, Anthropic's AI assistant.

58/ 100

Elevated

Rank: #109of 923 jobs
US workers: 479,100BLS, May 2025
Median pay: $62,280a year
In real AI use: 5 of 19tasks, April–May 2026

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Task by task

Each task this job involves, as listed by O*NET, rated on whether a large language model like GPT-4 could cut the time it takes by at least half at the same quality. Tasks marked Seen in real AI use appeared in conversations with Claude in April–May 2026 (Anthropic Economic Index).

AI can speed this up on its own: 3 (16%)
AI can speed this up with extra software: 16 (84%)
Little or no AI speed-up: 0 (0%)

Perform administrative tasks, such as maintaining records and handling policy renewals.AI can speed this up on its own · core task
Calculate premiums and establish payment method.AI can speed this up on its own · core task
Install bookkeeping systems and resolve system problems.AI can speed this up on its own · supplemental task
Customize insurance programs to suit individual customers, often covering a variety of risks.AI can speed this up with extra software · core task
Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance, or specialized policies, such as marine, farm/crop, and medical malpractice.AI can speed this up with extra software · core task
Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.AI can speed this up with extra software · core task · Seen in real AI use
Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients.AI can speed this up with extra software · core task · Seen in real AI use
Call on policyholders to deliver and explain policy, to analyze insurance program and suggest additions or changes, or to change beneficiaries.AI can speed this up with extra software · core task
Confer with clients to obtain and provide information when claims are made on a policy.AI can speed this up with extra software · core task
Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.AI can speed this up with extra software · core task · Seen in real AI use
Contact underwriter and submit forms to obtain binder coverage.AI can speed this up with extra software · core task
Select company that offers type of coverage requested by client to underwrite policy.AI can speed this up with extra software · core task
Ensure that policy requirements are fulfilled, including any necessary medical examinations and the completion of appropriate forms.AI can speed this up with extra software · core task
Develop marketing strategies to compete with other individuals or companies who sell insurance.AI can speed this up with extra software · core task · Seen in real AI use
Attend meetings, seminars, and programs to learn about new products and services, learn new skills, and receive technical assistance in developing new accounts.AI can speed this up with extra software · core task
Monitor insurance claims to ensure they are settled equitably for both the client and the insurer.AI can speed this up with extra software · supplemental task
Plan and oversee incorporation of insurance program into bookkeeping system of company.AI can speed this up with extra software · supplemental task
Inspect property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.AI can speed this up with extra software · supplemental task · Seen in real AI use
Explain necessary bookkeeping requirements for customer to implement and provide group insurance program.AI can speed this up with extra software · supplemental task

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Questions about insurance sales agents and AI

Will AI replace insurance sales agents?

Not entirely. Parts of the job are likely to change as AI takes over routine tasks. Insurance Sales Agents score 58 out of 100 (elevated exposure), #109 of 923 US jobs. AI could speed up 19 of the job's 19 tasks, 3 of them on its own. Exposure means the work is likely to change, not that the job will disappear.

Which insurance sales agents tasks can AI do?

The most exposed tasks include "Perform administrative tasks, such as maintaining records and handling policy renewals"; "Calculate premiums and establish payment method"; "Install bookkeeping systems and resolve system problems".

Which insurance sales agents tasks are hardest for AI?

Every task in this job has some AI exposure, though 16 of them need extra software built around the AI.

Are people already using AI for this work?

Yes. In April–May 2026, 5 of the 19 tasks showed up in real conversations with Claude, according to the Anthropic Economic Index.

How many people work as insurance sales agents, and what do they earn?

About 479,100 people in the US, with median pay of $62,280 a year (BLS, May 2025).

How to read this score. Exposure measures how much of the work AI could speed up, not whether the job will disappear. A highly exposed job can change shape, with people spending less time on routine tasks and more on the rest. The score counts tasks AI can speed up on its own in full, and tasks that need extra software at half weight.

The ratings come from published research based on GPT-4 (2023). To show what's happening now, each task is also checked against the latest Anthropic Economic Index, which records which tasks people actually use AI for. That data is refreshed automatically when Anthropic publishes a new release. Read the full method.